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Home Ownership (7)

HVAC Hacks for High Ceilings

Many people like homes with high ceilings because of the spaciousness they convey and the vertical space they provide for hangings, artwork, and a variety of other items. There are a few drawbacks to high ceilings, though, and one significant one is how difficult they can make heating and cooling your home. If you aren’t careful, those high ceilings that look so nice can result in a significant increase in your heating and cooling costs when compared to similar homes with lower ceilings. This doesn’t mean that you’re doomed to spend a lot on heating and cooling, however; there are a few things that you can do to make your HVAC system more efficient in your home even if you do have high ceilings.

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Get Your Ducts in a Row!

Do you ever ponder your floor joists? Or give serious considerations to the cladding under your siding? Of course not! There are parts of your home that just work, and you never have to really do anything about them. Although ductwork seems like one of those out of sight, out of mind things, it’s actually one that you should look into now and again.

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How Big is Your Ceiling Fan?

As the heat of summer approaches, having ways to stay cool at home is especially important. Installing new air conditioners or HVAC units can be expensive and may add significantly to your ongoing cooling costs as well. In many cases, a major cooling system upgrade isn’t even needed; simple things like the right curtains and ceiling fans in your rooms can go a long way towards keeping things cool even in the heat of summer. You just need to make sure that you’ve got the right fan for the space you’ve installed it in.

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Are You Cleaning These Spots Often Enough?

Cleaning up around the house is obviously an important task, and some areas require cleaning more often than others. There are some spots that might need a bit more attention than they’re getting, though. This is especially true for those areas that are out of sight or otherwise not as easily noticed as higher-profile and more visible areas that get cleaned on the regular. While the specifics of your cleaning and maintenance schedule will depend on your home and what you have in it, here are a few common areas for you to consider in case they’re not getting enough attention in your home.

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Easy Ways to Make Your Home More Pet Friendly

Pets play a large part in many families. While these fuzzy (and sometimes not-so-fuzzy) friends can bring a lot of fun and companionship, keeping pets happy and healthy can take a lot of work as well. One way to keep this under control is to improve the overall pet-friendliness of your home. Much like babyproofing before bringing home a new child helps to prevent accidents and other problems, putting in some time to make your home more pet friendly now will save a lot of headaches and other issues down the line.

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A Look at Smarter Smoke Detectors

Keeping your family and your home safe is an important responsibility. There are a number of devices that you can buy to help accomplish this, with some of the most common being smoke detectors. There are many options when it comes to choosing a smoke detector, including several “smart” smoke detector models. If you’ve wondered whether one of these smarter smoke detectors is right for you and your home, here’s a closer look at how they work.

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Keeping It Clean This Flue Season

Roasting chestnuts over an open fire is a delightful holiday season tradition, but unless your flue has been inspected and cleaned, it’s not a very good idea. After all, a far less popular holiday pastime is running out into a winter night in your pajamas because your flue caught on fire. Flue fires account for about 46,000 home fires yearly, according to the Environmental Protection Agency. Although most homeowners made it out in time, the property damage that can result is often massive. Some flue fires will go undetected and may smoulder for a long time, while others will quickly burn a house to the ground. This is why it’s so important to keep your flue clean and in good repair, especially if you’re using a fireplace or other wood-burning heating sources.

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The Home Mortgage Refinance Process

When rates are low, it can seem like the ideal time to refinance your mortgage. After all, who doesn’t like a lower interest rate? There are lots of good reasons to refinance your mortgage, such as adding on or trying to streamline your expenses, but what’s really involved in the process?

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Student Loans Versus Mortgages

According to the Brookings Institute, about 42 million Americans (one in eight) have a student loan, totaling about $1.5 trillion in student loan debt. Only 30 percent of Bachelor’s degree recipients graduating in 2011-2012 managed to escape without a student loan; another 30 percent accumulated $30,000 or more in student debt. All this adds up to a whole lot of potential borrowers who have to navigate the added complexities involved with buying a house with student debt.

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