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Home Ownership (7)

Easy Ways to Make Your Home More Pet Friendly

Pets play a large part in many families. While these fuzzy (and sometimes not-so-fuzzy) friends can bring a lot of fun and companionship, keeping pets happy and healthy can take a lot of work as well. One way to keep this under control is to improve the overall pet-friendliness of your home. Much like babyproofing before bringing home a new child helps to prevent accidents and other problems, putting in some time to make your home more pet friendly now will save a lot of headaches and other issues down the line.

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A Look at Smarter Smoke Detectors

Keeping your family and your home safe is an important responsibility. There are a number of devices that you can buy to help accomplish this, with some of the most common being smoke detectors. There are many options when it comes to choosing a smoke detector, including several “smart” smoke detector models. If you’ve wondered whether one of these smarter smoke detectors is right for you and your home, here’s a closer look at how they work.

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Keeping It Clean This Flue Season

Roasting chestnuts over an open fire is a delightful holiday season tradition, but unless your flue has been inspected and cleaned, it’s not a very good idea. After all, a far less popular holiday pastime is running out into a winter night in your pajamas because your flue caught on fire. Flue fires account for about 46,000 home fires yearly, according to the Environmental Protection Agency. Although most homeowners made it out in time, the property damage that can result is often massive. Some flue fires will go undetected and may smoulder for a long time, while others will quickly burn a house to the ground. This is why it’s so important to keep your flue clean and in good repair, especially if you’re using a fireplace or other wood-burning heating sources.

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The Home Mortgage Refinance Process

When rates are low, it can seem like the ideal time to refinance your mortgage. After all, who doesn’t like a lower interest rate? There are lots of good reasons to refinance your mortgage, such as adding on or trying to streamline your expenses, but what’s really involved in the process?

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Student Loans Versus Mortgages

According to the Brookings Institute, about 42 million Americans (one in eight) have a student loan, totaling about $1.5 trillion in student loan debt. Only 30 percent of Bachelor’s degree recipients graduating in 2011-2012 managed to escape without a student loan; another 30 percent accumulated $30,000 or more in student debt. All this adds up to a whole lot of potential borrowers who have to navigate the added complexities involved with buying a house with student debt.

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Pet Friendly Indoor Plants

Having a pet, no matter how old, is a lot like having a toddler around. You’re constantly having to make sure it’s not going to put itself in harm’s way by doing something unexpected, like chewing a cord, vaulting off the furniture like a circus performer or eating a poisonous houseplant. Saving your dog or cat from your houseplants isn’t always easy, but it sure helps if you know which plants are safest in a household with pets. Fortunately, most of the plants that are safe for dogs are also safe for cats, which can make life a little less complicated if you have both.

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Is It Safe to Hire In-Home Workers?

As a part of maintaining good social distance, many people are limiting who they bring into their homes. But this can lead to a bit of anxiety when you need to bring in some extra help to do jobs around the house. Plumbers, electricians and other contractors can’t do their jobs without access to your home’s internal space, but is it safe to bring workers inside when they also have to visit other homes and businesses as a part of their job?

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Reflecting on Mirrors in Your Older Home

If you have an older home, there’s a decent chance that somewhere in the house you have at least one large, bulky wall-mounted mirror. While not all older homes will feature one of these mirrors, various types of mirrors do seem to come back into fashion again and again over time. Whether you’ve got a single large mirror mounted directly to the wall or mirrored panels that cover an entire wall surface, it’s important to remember that you still have options to update your home even if your mirrors have been around for decades.

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Can I Refinance My Mortgage?

Refinancing a mortgage is a powerful tool that can help you to save money on your home payments. Refinancing your mortgage takes advantage of your positive payment history and may enable you to lock in lower interest rates, obtain more agreeable repayment terms, or lower the amount you pay each month. You may even be able to add in the cost of needed home repairs as part of your new mortgage loan.

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