HomeKeepr Blog

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Home Ownership (5)

Controlling Mold

Mold, a fungal growth, is commonly found in buildings and homes. It grows in places with a lot of moisture that can be caused by flooding or leaks. Although there is always some mold in the environment, studies have been done that have linked mold exposure to certain health problems. People regularly exposed to mold were shown to be at risk for upper respiratory infections asthma exacerbation, and allergies. To reduce potential adverse health issues, it is recommended for homeowners learn to identify, control, and prevent mold growth as much as possible.

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Tips for Managing Rental Property

Owning real estate can provide much financial security, freedom, and a sense of pride. However, its multiple responsibilities, such as tenant issues, contracts, and maintenance, can be challenging and take significant time and effort. A landlord can suffer legal and financial ramifications without proper preparation and knowledge. Whether a newcomer to owning rental properties an experienced manager, the following tips will help you build and protect your financial investment.

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How to Make Your Home Safe for Senior Living

As there are a growing number of aged adults living independently, it’s ever important to be aware of the risks of daily living accidents such as falls and fire hazards and how to eliminate these to keep ourselves and loved ones safe. Whether a quick fix or a small renovation, the following are commonly recommended adjustments to help avoid potential risks.

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Lightning Proofing Your Home

Big storms can be scary. With the wind, heavy rain, and the threat of even more extreme weather, they can also bring with them a lot of damage. While a lot of people make plans on how to react to some of the big dangers associated with storms, there’s one more common threat that often goes overlooked: lightning strikes.

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What Kinds of Banks Issue Mortgages?

When you’re shopping for a mortgage, it can be tempting to just talk to the first person you meet, sign the loan documents, and be on your way. But before you do that, it’s actually pretty important that you ask what type of financial institution you’re dealing with, because they’re not all the same. Here’s a quick rundown of the main differences.

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How Does a HELOC Work?

With home values having risen dramatically in the last few years, many homeowners are looking for ways to tap their equity without selling their home or refinancing their primary mortgage. If your home has gained significant value since you purchased it, or you’ve just paid so much of the mortgage down that you’ve got ample equity to work with, a second mortgage on your home might make sense.

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Help Your HVAC Do More

Having a good HVAC system in your home can really help you enjoy your living space throughout the year. A solid system will keep your home cool in the summer, warm in the winter, and just plain comfortable throughout the full year. Proper maintenance can keep your HVAC system running smoothly for years, ensuring that your home’s internal climate stays exactly the way you want it as time goes by.

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What Can You Do With Your Home's Equity?

If you’re like a lot of long-time homeowners, you’ve probably got a great deal of home equity on your hands right now. If you’ve been considering putting it to work, it’s still a decent time to take out a second mortgage or a HELOC, even as rates are starting to rise. Having so much home equity can enable you to make some very seriously needed changes to your home, either to allow you to age-in-place or to accommodate other lifestyle needs. It’s an opportunity to make major changes or upgrades, but there are certainly some ways that are better than others to use your home’s equity. We’ve got some ideas to get you started.

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Does My Heat Pump or A/C Need Replacing?

Summer is just around the corner, and for a lot of homeowners, that means having to run the air conditioner or heat pump around the clock just to keep ahead of climbing temperatures. These tools are amazing for keeping things cool, but after a while, they too can get worn out and need replacing. Do you know how to tell if it’s time to retire your current unit?

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