HomeKeepr Blog

At a very basic level, your debt to-income (DTI) ratio is simply your long term, semi-permanent debt compared to your current income. Usually, your mortgage lender will do this as a monthly comparison to make it easy, but the ratio’s the same whether you compare month to month or year to year. Your DTI ratio compares your monthly debt payments to your monthly gross income (before taxes or deductions). It’s a critical factor that lenders use to assess your ability to manage a mortgage alongside other debts.

Your home is your sanctuary, but without proper security measures in place, it can be vulnerable to intruders and threats. Fortunately, there are many steps you can take to enhance the safety and security of your home. Whether you’re looking to deter burglars, safeguard your family, or simply enjoy greater peace of mind, consider implementing these ten essential security improvements:

As a pet owner, your furry friends bring immense joy and companionship to your home. However, they also come with their own set of challenges when it comes to maintaining a clean and well-functioning household. From shedding hair to pet odors and potential damage to furniture, keeping your home in top shape with pets can seem daunting. Luckily, with some strategic planning and regular upkeep, you can create a pet-friendly environment that is both welcoming and well-maintained. Here are some essential home maintenance tips and tricks for pet owners.

Congratulations! Owning a newly constructed home is an exciting milestone. Everything is fresh, modern, and tailor-made to your specifications. But with all the excitement of moving into a brand-new home, there are a few important steps to take to ensure your investment remains in top condition for years to come. While new construction comes with many advantages, it also requires careful attention during the initial stages of homeownership. In this blog, we’ll guide you through some essential tips for owning and maintaining your newly constructed home.

Dealing with household pests can be a frustrating experience, but it doesn’t always require calling in the professionals. With some simple DIY methods, you can tackle common pests like fruit flies, termites, ants, and more. Below are some effective strategies you can use to manage these unwanted visitors naturally and cost-effectively.

Flex spaces are one of the most versatile areas in any home. Whether it’s a spare bedroom, basement nook, or an underutilized corner, these areas have the potential to become the ultimate home gym. With fitness becoming an essential part of everyday life, transforming your flex space into a dedicated workout zone can be a game-changer. Here’s how you can convert that space into a functional, motivating, and stylish home gym.

Your home is more than just a place to live; it’s your sanctuary, a space where you should feel safe, relaxed, and at peace. With the right design choices, your home can actively contribute to better mental health. From color psychology to incorporating natural elements, thoughtful home design can reduce stress, enhance your mood, and even improve your overall well-being. Here are several ways you can design your home to help boost mental health.

Tiling can add a beautiful and durable finish to various spaces in your home, from bathrooms and kitchens to entryways and patios. But while it may look straightforward, tiling is a skill that requires precision, patience, and a good amount of know-how. If you’re considering taking on a tiling project, it’s important to understand both the process and the potential challenges. Here’s a guide that offers some expert tips while also highlighting when it might be best to call in a local professional.

As we pass the halfway point of 2024, the home design trends that started the year strong have solidified their place in the modern home, with a few evolving as the year progresses. If you’re thinking of making some updates to your home or just want to stay current with the latest styles, here’s a look at the top design trends that are defining homes in 2024.