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Whether you’ve recently purchased a home or are considering renewing the home warranty that came with your home, chances are good that you’ve got questions. Big ones. You’ve probably heard a lot of different things about home warranty programs, ranging from really awful to crazy and near lifesaving. Like anything that remotely resembles an insurance program, there’s a lot of nuance behind individual experiences.
You’ve been a homeowner for a while now and overall, everything’s gone pretty well. Your home is a comforting, safe place that has given more than it has taken -- you’re pretty happy with how that purchase has gone, really.
Summer’s almost upon us. That means more ice cream, fewer snowball fights and, of course, the battle to keep your house cool as the heat bears down. As it turns out, you don’t have to build your own ice cave to keep cool until fall. There are plenty of easy changes you can put into action to get a lot more out of your air conditioning budget this year.
Owning a house is a never-ending adventure in investing your heart and soul into a wholly unique structure. Some homeowners have great big budgets for massive changes or enhancements to their home, others are working with a shoestring. If you’re in the second group, you can still put your mark on your house. There are plenty of ways to personalize it without spending a lot of money.
Unless you live in a cave, you’ve probably got some wooden bits on or around your house. In fact, the whole frame of your house is probably made of wood. It’s a great choice for framing, but it comes with one very specific weakness: bugs! Not just any bugs, but the kind that like to chew right on through studs and drill holes in eaves.
Of all of the dramatic and awe-inspiring developments of the modern era, surely climate control is high up there among the most beautiful. It can be a muggy 95 degrees Fahrenheit outside and yet, with a well-maintained air conditioner, it’s amazingly 74 and dry inside. In the winter, you can walk into a cozy 68 degree house after shoveling your -4 degree sidewalk. There truly isn’t much better in the whole world.
It was a dark and stormy night. The lights flickered once, twice and then BOOM! Everything went dark. As it turns out, it’s because a tree fell on your house and pulled down the weatherhead and, accordingly, the main power feed to your home.
You’ve lived in your home a little while and you think you sort of understand how it should flow. You’re starting to see the warts and little bits of rough that people tend to gloss over when the neighbors pop by to borrow the lawnmower. It’s not that these things make your home flawed -- all homes are flawed, they’re made from flawed materials, after all -- it’s just that your home could be better and like a skilled craftsman, you’re starting to see places where you could bring out greater potential.
As a functioning adult, you know there’s something about debt that you’re supposed to understand at this point in your life, right? Something about not having too much, or maybe not too much in relation to something else… but frankly, this stuff is kind of confusing and some days you’d just rather take your Visa, buy a pizza, have a massage and then take a nap.